Description
In this episode, I break down exactly how I fund land subdivision deals and structure loans to avoid getting crushed by holding costs. If you’re a land investor looking to scale into bigger projects, understanding financing is critical.
I explain the biggest differences between funding a simple land flip and financing a subdivision project, including what banks actually want to see, how private lenders evaluate deals, and why loan structure can make or break your profits.
We also cover community banks, private lending, JV partners, seller financing, lot release clauses, draw schedules, and the common mistakes that get subdivision loans denied.
If you want to grow your real estate portfolio through land investing and land development, this episode will help you avoid expensive mistakes and structure your deals the right way.
0:00 - Why subdivision funding is different
1:07 - Banks fund projects, not land
1:50 - Holding costs can destroy profits
2:26 - Why lenders don’t understand subdivides
3:16 - Best funding options ranked
3:47 - Using regional banks for funding
4:44 - Typical land loan terms explained
6:43 - When private lending makes sense
8:38 - JV partners and land funders
10:30 - Seller financing strategies
12:12 - Structuring loans correctly
12:45 - What is a lot release clause?
13:54 - Draw schedules for development costs
14:22 - Avoid balloon payment disasters
14:58 - What banks want to see
16:24 - Why subdividing beats land flipping
#landinvesting #landinvestor #landflipping #realestateinvesting #landdevelopment #subdivision #realestate #landbusiness #vacantland #sellerfinancing #privatelending #realestatefinance #cashflow #landdeals #propertyinvestment #realestateeducation #landsubdivision #realestatestrategy #investingtips
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