Description
In this Bank of America tutorial, I show you exactly how to use your Bank of America credit card step by step. You'll learn how to apply for a Bank of America credit card, activate your new card, make payments, set up autopay, redeem cash back, lock and unlock your card, dispute transactions, request a credit limit increase, create a PIN for ATM cash advances, add your card to Apple Pay and Apple Watch, change your 3% cash back category, and check your FICO credit score inside the app. 💳📱
⏱️ TIMESTAMPS
00:00 – Complete Bank of America Credit Card Tutorial
00:57 – How to Apply for a Bank of America Credit Card
03:41 – Bank of America Credit Card Application Walkthrough
06:00 – Income, Housing Payment, and Approval Factors
07:52 – Credit Card Terms and APR Explained
08:31 – What Happens After You Apply
09:31 – How to Redeem Cash Back Rewards
13:52 – How to Lock and Unlock Your Credit Card
17:39 – How to Dispute a Credit Card Transaction
22:45 – How to Pay Your Bank of America Credit Card
28:19 – How to Set Up Credit Card Autopay
32:34 – How to Request a Credit Limit Increase
37:40 – How to Create or Change Your Credit Card PIN
42:16 – How to Add Your Card to Apple Pay
47:03 – How to Add Your Card to Apple Watch
51:55 – How to Activate a New Credit Card
53:31 – How to Change Your 3% Cash Back Category
57:54 – How to Check Your Credit Score for Free
Bank of America credit cards can be powerful when you use them the right way, but they can also get expensive if you miss payments, carry balances, ignore APRs, or use features like cash advances without understanding the cost. In this video, I walk through every major Bank of America credit card feature so you know exactly where everything is inside the app and what each option actually does.
By the end, you will know how to manage your Bank of America credit card with confidence, avoid interest and late fees, protect your card from fraud, maximize rewards, understand credit limit increases, use Apple Pay and Apple Watch, and check your credit score for free without hurting your credit.
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