Description
In this Chase Sapphire Reserve review, I break down exactly how the card works and whether its $795 annual fee is actually worth paying. You’ll learn how the 100,000-point welcome bonus works, how the card earns Chase Ultimate Rewards points, what’s included in its $3,000+ package of credits, and who should get—or skip—this premium travel card.
TIMESTAMPS
00:00 – Chase Sapphire Reserve Review
01:12 – How the Card Earns Points
05:06 – Are the Benefits Really Worth $3,000?
06:41 – APR, Fees and Chase 5/24 Rule
07:33 – Who Should Get This Card
08:19 – Who Should Skip This Card
09:20 – Final Verdict and Application Tips
The Chase Sapphire Reserve currently offers 100,000 Chase Ultimate Rewards points after spending $6,000 in the first three months. In this video, I explain the real value of that bonus, how 1:1 transfers to airline and hotel partners can potentially produce more value, and why you should never overspend just to qualify.
I also cover the card’s earning rates, including 8x points through Chase Travel, 4x on flights and hotels booked directly, 3x on dining worldwide, and 1x on other purchases.
The Sapphire Reserve includes a $300 annual travel credit, Priority Pass and Chase Sapphire Lounge access, Global Entry or TSA PreCheck credit, The Edit hotel benefits, dining credits, DoorDash promotions, Apple subscriptions, StubHub credits, Lyft credits, Peloton credits, and more.
By the end, you’ll know whether the Sapphire Reserve fits your travel and spending habits, whether the $95 Chase Sapphire Preferred offers better value, and how Chase’s 5/24 rule could affect your application.
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