Description
200 million people in Southeast Asia—and another ~200 million in Latin America—still don’t have bank accounts. Fintech “super apps” are leapfrogging cards and taking users straight from cash to mobile wallets. In this conversation, Marius talks with Ray Myers (Global Equity Briefing) about why that shift could define the next decade of global equities—and what it might mean for Grab (GRAB) and Mercado Libre (MELI).
Why 200 Million People Don’t Ha…
What we cover
Why look beyond U.S. stocks: the upside in global equities and emerging markets
The leapfrog effect: cash ➜ mobile wallets (skipping cards) and why it matters
How “super apps” monetize: cross‑selling services inside one app ecosystem
Grab (GRAB): rides + food + financial services (merchant & consumer lending), guidance to scale toward a ~$1B loan book, and the path from ~tens of millions of monthly transacting users to much larger scale over time
Mercado Libre (MELI): the e‑commerce + fintech flywheel (loans to sellers and buyers, logistics advantages) and why legacy players struggle to match it
Ray’s investing framework: favor established, revenue‑generating companies with clearer growth paths and reasonable valuations
Chapters (add timestamps after upload)
• Intro — Why global equities
• Cash to mobile wallets: Southeast Asia & Latin America
• Super app economics & cross‑sell
• GRAB deep dive: rides, food, finance, and loan‑book ambitions
• MELI deep dive: fintech flywheel & logistics moat
• Stock‑picking checklist & risk/return trade‑offs
• Where to find Ray Myers / Global Equity Briefing
Guest
Ray Myers — Global Equity Briefing (globalequitybriefing.com). Follow Ray on X/Twitter and Threads.
Tickers mentioned: GRAB, MELI
Disclosure & disclaimer: Nothing in this video is financial advice. Opinions are those of the speakers and may be wrong or change without notice. Do your own research.
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https://x.com/TheRayMyers
https://www.globalequitybriefing.com/
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#fintech #emergingmarkets #superapp #Grab #MercadoLibre #globalinvesting #SoutheastAsia #LatinAmerica #investing