説明
Head to https://chime.yt.link/CQiPRW4 for a $100 bonus and 5% cash back with Chime® Thanks Chime for sponsoring this video!
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TIMESTAMPS
Intro 0:00
Today's Sponsor 6:45
The "mess" or whatever 7:52
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3.75% Annual Percentage Yield (“APY”) applies if you maintain Chime Prime status, otherwise 3.00% Chime Plus APY (if eligible) or 0.75% standard APY will apply. APYs are effective as of 01/29/2026, are variable and subject to change. No min. bal. required.
National average APY rate is variable, current rates reported by the FDIC here: https://www.fdic.gov/national-rates-and-rate-caps
Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. FDIC deposit insurance limit is $250,000 per depositor, per insured bank, per ownership category.
For Savings Account depositors, funds are eligible for FDIC insurance when it arrives at the bank. See details at www.chime.com/savings-apy-and-program-banks/.