Can You REALLY Afford a 65-Foot Yacht? We Tracked Every Dollar for 4 Years

Trying Not To Sink Review 6 months ago

Description

Think you need to be rich to own a 65-foot motor yacht and spend your days cruising the Bahamas and the Florida Keys?
Stick around—because in this video, we open the books and share every expense from owning and cruising our 65-foot Hatteras Motor Yacht over the past four years.

This isn’t just a one-year snapshot. We break down real-world costs, including dockage, insurance, maintenance, repairs, fuel, and cruising expenses—plus the year we had to rebuild an engine and repair a major exhaust system. And even with those big-ticket items, the numbers might surprise you.

If you’re new here, welcome! We’re Captain Ed and Lyn. About nine years ago, we bought our boat with no real idea what this lifestyle would actually cost. At the time, there weren’t many honest breakdowns out there—so we started making these expense videos to help fellow boaters and anyone dreaming about the cruising life.

This year’s video goes a step further:

✅ Full breakdown of 2025 expenses

✅ Side-by-side comparison of the last four years

✅ Average annual cost of ownership and cruising

✅ The difference between repairs vs. improvements

✅ “Money costs” most people forget to consider

✅ How doing much of the work ourselves affects the numbers

We also talk about how cruising patterns, home marina location, and unexpected breakdowns can dramatically change yearly expenses—and why looking at multiple years tells a much more accurate story.

Whether you already own a boat, are thinking about buying one, or just enjoy living vicariously through ours, we hope this video helps you make a more informed decision.

👉 Drop a comment if you own a boat—are your numbers similar or wildly different?
👉 Like & subscribe if you enjoy honest cruising content with zero sugarcoating.
👉 And if you’re dreaming about this lifestyle… trust us, it’s worth talking about the money before you cast off.

Cheers, and thanks for watching 🍻