TRUMPS NEW BANK LAWS
Short | 1 months ago
CONGRESS PASSED FDCPA TRUMPS NEW BANK LAWS When a debt collector comes after you for debt owed, but you sent a cease and desist letter. Now, they owe you $1000 for EVERY letter. It's illegal for a collection agency to buy your debt and come after you for it...
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Getting ready to tell my client who is using Al her credit is now at 713
Short | 1 months ago
Getting ready to tell my client who is using Al her credit is now at 713 after removing a $1,134.65 Victoria's Secret collection, a $8,489.43 Capital One collection, and 10 late payments off her credit đâ¤ď¸ #creditrepair https://www.cleverdisputes.com
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Forbearance is supposed to pause your payments without penalty. That's the whole point of requesting
Guide | 1 months ago
www.cleverdisputes.com Forbearance is supposed to pause your payments without penalty. That's the whole point of requesting it. But servicers don't always code those months correctly in their system. Instead of reporting "in forbearance," some months get co...
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What should you do if you have collections from Portfolio Recovery associates, Midland credit mngt.
Short | 1 months ago
www.cleverdisputes.com What should you do if you have collections from Portfolio Recovery associates, Midland credit management, Ivnv funding, Jefferson capital #creditrepair
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A debt can't legally be "re-aged"- but it happens constantly.
Short | 1 months ago
A debt can't legally be "re-aged"- but it happens constantly Collectors sometimes report an old debt with a new date to make it look recent. My bio's Al checks the real timeline for you www.cleverdisputes.com
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The Hidden Risks of Your Student Loan Servicer Transfer
Short | 1 months ago
Every time your student loan gets transferred to a new servicer, something on your report has a real chance of breaking. The old servicer is supposed to close their account and mark it "transferred," clean and simple. A lot of the time, that just doesn't ha...
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When we remove a $1,700 collection, $14,000 repo, annd 27 late pay: My clients score went to 700.
Guide | 1 months ago
www.cleverdisputes.com When a user uses my Ai software to remove collections, repo, annd 27 late pay: My clients score went to the 700's and bought a boat #newboat #creditrepair #financialfreedom #latepays #credittips #repo #credithelp #viral #msicreditsolu...
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Late payments, charge offs, collections, bankruptcy
Short | 1 months ago
www.cleverdisputes.com Late payments, charge offs, collections, bankruptcy. Portfolio Recovery Associates, Midland credit management. Capital one, chase, Wells Fargo, American Express, Bank of America
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TRUMP AI ACTION PLAN #creditrepair
Short | 1 months ago
www.cleverdisputes.com TRUMP AI ACTION PLAN Congress passed a new law (FCRA law) which allows you to permanently remove collections that are older than 2 years old using AI LETTERS Items That CAN Be Removed With Al: HOSPITAL BILLS STUDENT LOANS CAR REPOS CL...
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Beloved "Pay Later" Phone Plans Quietly Reporting to CollectionsâHere's What It Means.
Guide | 1 months ago
www.cleverdisputes.com Financed a phone through your carrier and fell behind at some point? That balance doesn't just disappear when you switch providers or cancel service. Carriers increasingly send unpaid device balances straight to collections, and once ...
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So you send a specialized debt validation demand using Al under FDCPA Section 809
Short | 1 months ago
www.cleverdisputes.com When a debt collector buys your $18,000 credit card balance for $233, but reports the full amount to tank your score... They are quietly claiming a legal right to collect a balance they didn't issue, while lacking the original account...
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This is why I never call collectors anymore.
Short | 1 months ago
www.cleverdisputes.com This is why I never call collectors anymore. Link in bio does the disputing for me â 45 days later, it's like it never happened. When a collector doesn't respond within 45 days and a 20k dollar repossession is forced to be removed
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