Michael Jay - Value Investing

When it comes to managing your money and investments, developing, building, and implementing systems (like these) is one of the most effective ways to grow your wealth. These money models have given me a clear vision of where my money is supposed to go and can help you to achieve your goals faster, more confidently, and with less effort and stress.

Today we will be looking at an optimized personal finance flowchart for US investors. While US-based, the general concepts are still applicable to all investors.

This flowchart, originally developed in the r/PersonalFinance subreddit, is an excellent starter guide for where to allocate your money across different accounts. I will walk through the full guide, while marking and adding important considerations as we go along.

DISCLAIMER: This video is a resource for educational and general informational purposes and does not constitute actual financial advice. No one should make any investment decision without first consulting his or her own financial advisor and/or conducting his or her own research and due diligence. There is no guarantee or other promise as to any results that may be obtained from using this content. Investing of any kind involves risk and your investments may lose value.