✨Go to https://wildgrain.com/NINA and use code NINA today to get $30 off your first box PLUS free croissants for life. ✨ Nobody taught us this and honestly? That was by design. 🤎 If you have been watching your paycheck vanish into bills, food, and random spending every single month, you do not have a money problem, you have a system problem. I am breaking down the exact money system that finally stopped the cycle and put me in full control of every dollar I earn. Grown women do not stay broke on autopilot once they have The System.
✨ SHOP MY STORE 🛍️ LTK: https://www.shopltk.com/explore/Dr_Nina_BeautifulBrwnBabyDol 🏋🏾♀️ Fitness favorites: https://amzn.to/3C45PEU 🍳 Healthy kitchen items: https://amzn.to/4g5JjxH 🛒 My store: https://s.markable.ai/v0gGV 🌟 Glow Up Routine items: https://s.markable.ai/v1EQj
✨ TOOLS 📝 Boundary Setting Workbook: https://drninaellishervey.com/gifted-resources/boundaries-checklist/ 🎯 Goal Setting Workbook: https://drninaellishervey.com/gifted-resources/goal-setting-guide/ 📚 Books and planners: https://amzn.to/3g6t9XU 💼 Boss Basics: https://amzn.to/3uaRhka 📂 Organization and more: https://amzn.to/3IGzUMi 🛀🏾 Self Care and Hygiene Must Haves: https://s.markable.ai/v1EUm 🌿 Grown Woman Self Care: https://s.markable.ai/v1EUn
✨ CHAPTERS
00:00:00 Introduction: Where Did My Paycheck Go? 00:00:22 Meet Dr. Nina: From Humble Beginnings to Financial Wisdom 00:00:43 Lessons from My Mother: Making a Little Stretch Far 00:00:57 From Single to Married: Managing Money Doesn’t Get Easier 00:01:20 Core Principle: Every Dollar Needs Permission to Leave 00:01:39 Tough Questions: Saving, Lending, and Financial Boundaries 00:01:50 Paycheck Rules: Enjoy Your Money and Build Your Future 00:02:12 Start Small: Building Savings One Step at a Time 00:02:41 Money Rules vs. Budget: What Your Money Is Allowed to Do 00:03:03 Four Buckets: What Keeps Me Alive, Prepared, Secure, and Living 00:03:28 Savings is a Priority, Not What’s Left Over 00:03:50 Pay Yourself First: Automate Savings Each Paycheck 00:04:14 Rule Two: Don’t Become Financially Invisible in Love 00:04:35 Maintaining Financial Independence Within Partnership 00:04:59 Four Essential Financial Conversations for Couples 00:05:23 Auditing Expenses: Splitting Bills vs. Splitting Life’s Costs 00:06:08 Protect Your Financial Security While Building Together 00:06:31 Rule Three: Build for Future You, Not Just Today 00:06:52 Avoid Being a Financial Passenger in Your Own Life 00:07:15 Own Your Retirement, Investments, and Financial Knowledge 00:07:37 Start Small But Steadily Grow Your Wealth 00:07:59 Balance Lifestyle and Wealth Building: Spend Smart, Save Smart 00:08:18 Convenience and Intention with Wildgrain 00:10:03 Rule Four: Build a Savings Floor and Stop Starting Over 00:10:28 Stepwise Growth: From $500 to Months of Essential Expenses 00:11:02 Separate Emergency Savings from Spending Money 00:11:28 Rule Five: Stop Turning Savings into Everyone Else’s Emergency Fund 00:11:52 Lending Money Rules: Only Loan What You Can Afford to Lose 00:12:16 Somebody Else’s Emergency Isn’t Always Yours 00:12:39 Cosigning Caution: Know What You’re Agreeing To 00:12:58 Help Loved Ones Without Becoming Their Financial Crutch 00:13:22 Rule Six: Every Raise Needs a Savings Raise Too 00:13:47 Don’t Let Lifestyle Inflation Eat Your Pay Raises 00:14:11 Rule Seven: Set Debt Rules Before Spending Decisions 00:14:29 Evaluate Total Cost and Long-Term Impact of Debt 00:15:15 Know Your Debt Limits and Prioritize Your Future Paychecks 00:15:38 Stay Financially Disciplined: Don’t Invite Future Payments Early 00:16:01 Summary: The Paycheck Rule Book 00:16:50 Carrying Financial Responsibility Through All Life Stages 00:17:10 Final Thought: Pay Yourself First While Enjoying Life 00:17:33 Closing: Empowerment to Take Control and Share the Message 00:17:47 Keep Some for You Now and Later: Worth the Work
✨ DOWNLOADS AND RESOURCES 💻 Free 8-Day Motivation Course: http://bit.ly/8DayVideoCourse 💫 Membership: https://drninaellishervey.com/membership/ 📺 Sean’s YouTube: http://bit.ly/3nwInqo 🎥 Vlog Channel: http://bit.ly/2eIDLvh
✨ RELATED VIDEOS 💍 Engagement video: https://youtu.be/IuDp9bWtVMI 💍 Engagement reaction: https://youtu.be/PFk8D78ZJWI
✨ SOCIALS 📸 Instagram: https://www.instagram.com/beautifulbrwnbabydol/ 📘 Facebook: http://on.fb.me/vDavPM ✨ BUSINESS INQUIRIES 📧 Email: drnina@outloudtalent.com
✨ PODCAST 🎧 iTunes: https://apple.co/2SW911q 🎙️ Anchor: http://bit.ly/2U3kRU0 🎧 Spotify: https://spoti.fi/2ItYmpJ
✨ FAQ 📷 Vlog camera links: https://s.markable.ai/v1EUp https://s.markable.ai/v1EUq 👩🏾⚕️ Profession: Licensed Clinical and School Psychologist, Clinic Director, and Full Professor
Thank you to Wildgrain for sponsoring today's video!